Payment Processing Fees using the online payment portal vary by state; you may or may not be charged the fee depending on your state.
After you have clicked on "Proceed to Secure Payment Center" and choose "Proceed to Payments" if the $5.00 fee is present under the "Payment Summary" section and you do not wish to proceed, you can mail your payment to the address below without incurring the fee:
Bay Area Credit Service
P.O. Box 467600
Atlanta, GA 31146.