As a contact center with more than 40 years experience liquidating first and third party debt, Bay Area Credit Service has developed the expertise to effectively collect any type of consumer or commercial account. Because of this experience, and our knowledge of science of collection and art of communication, we have established a reputation as a leader in end-to-end transaction management.
Bay Area Credit Service integrates strategy, technology and quality assurance to deliver outstanding results.
Results Driven
Our commitment to exceeding customer expectations
distinguishes us from other financial service providers. We take the
time to understand your business by following work strategies that ensure compliance, consistency and application of thoughtful communication skills for each contact.
Take advantage of our services and technology
We offer a complete range of services including
customer care, customer contact centers, and collections. We also
provide you with a strong recovery foundation through our unique enrichment
tools and innovative technology.
Improve profits through better information
Our enrichment tools, Oasis, Eclipse,
BASYS, e-Ladin, Diamond Mining, and COBRA, enable
you to uncover the hidden value of your accounts and improve your
financial performance. By leveraging these tools and our other systems,
you can collect the right customer information and verify it early
in the account cycle. The faster you access the correct account information,
the more likely you are to collect. And you avoid significant losses
in revenue and operations costs in the future.
We focus on results
Our recovery rates are among the highest in the
industry because we combine the best people and tools with decades
of experience. We consistently surpass the industry in account resolution
and take pride in our professional manner. Bay Area Credit Service
was founded in 1963 and is headquartered in San Jose, California.
We are a national provider of insourced and outsourced financial recovery
services.